Moneyview IPO
Moneyview IPO is a mainboard book-building public issue with a total issue size of approximately ₹1,091.68 crore.
The issue comprises a fresh issue of 22.06 crore equity shares aggregating to approximately ₹750 crore and an offer for sale of 10.05 crore shares aggregating to approximately ₹341.68 crore.
The Moneyview IPO will open for subscription on 24 September 2026 and close on 28 September 2026. The shares are proposed to be listed on both NSE and BSE.
Moneyview IPO Details
Moneyview Limited is entering the primary market with a ₹1,091.68 crore mainboard IPO. The issue consists of both a fresh issue of equity shares and an offer for sale by existing shareholders.
The fresh issue comprises approximately 22.06 crore shares aggregating to around ₹750 crore. The company proposes to use the net proceeds for growth in loan disbursals under default loss guarantee arrangements, investment in its material subsidiary and general corporate purposes.
The offer for sale consists of approximately 10.05 crore shares aggregating to around ₹341.68 crore. The proceeds from the OFS will be received by the respective selling shareholders.
The Moneyview IPO price band has been fixed at ₹32 to ₹34 per share. Investors can apply for a minimum of 441 shares and thereafter in multiples of the specified lot size.
At the upper price band of ₹34 per share, the minimum investment required for one retail lot is ₹14,994.
Moneyview IPO Details
| Particulars | Details |
|---|---|
| IPO Open Date | 24 September 2026 |
| IPO Close Date | 28 September 2026 |
| IPO Size | ₹1,091.68 Crore |
| Price Band | ₹32 to ₹34 per share |
| Face Value | ₹1 per share |
| Lot Size | 441 Shares |
| Issue Type | Book Building |
| Issue Structure | Fresh Issue + Offer for Sale |
| Listing Exchange | NSE and BSE |
| Market Cap at Upper Band | ₹5,984.79 Crore |
| Expected Allotment | 29 September 2026 |
| Refund / Unblocking | 30 September 2026 |
| Demat Credit | 30 September 2026 |
| Tentative Listing Date | 1 October 2026 |
| Registrar | MUFG Intime India Pvt. Ltd. |
| Lead Managers | Axis Capital Ltd., BOFA Securities India Ltd., IIFL Capital Services Ltd. and Kotak Mahindra Capital Co. Ltd. |
Moneyview IPO Issue Size
| Issue Component | Shares | Approx. Amount |
|---|---|---|
| Total Issue | 32,10,82,435 | ₹1,091.68 Cr |
| Fresh Issue | 22,05,88,235 | ₹750.00 Cr |
| Offer for Sale | 10,04,94,200 | ₹341.68 Cr |
Moneyview IPO Timeline
| Event | Date |
|---|---|
| IPO Opens | Thursday, 24 September 2026 |
| IPO Closes | Monday, 28 September 2026 |
| Allotment | Tuesday, 29 September 2026 |
| Refund / Unblocking | Wednesday, 30 September 2026 |
| Shares Credited to Demat | Wednesday, 30 September 2026 |
| Listing | Thursday, 1 October 2026 |
Moneyview IPO Reservation
| Investor Category | Shares Reserved | % of Total Issue |
|---|---|---|
| Qualified Institutional Buyers (QIB) | 16,05,41,218 | 50.00% |
| Anchor Investors | 9,63,24,729 | 30.00% |
| QIB – Ex Anchor | 6,42,16,489 | 20.00% |
| Non-Institutional Investors (NII) | 4,81,62,365 | 15.00% |
| Retail Individual Investors | 11,23,78,852 | 35.00% |
| Total | 32,10,82,435 | 100% |
Moneyview IPO Lot Size
Investors can bid for a minimum of 441 shares and thereafter in multiples of 441 shares.
| Investor Category | Lots | Shares | Investment at ₹34 |
|---|---|---|---|
| Retail Minimum | 1 | 441 | ₹14,994 |
| Retail Maximum | 13 | 5,733 | ₹1,94,922 |
| S-HNI Minimum | 14 | 6,174 | ₹2,09,916 |
| S-HNI Maximum | 66 | 29,106 | ₹9,89,604 |
| B-HNI Minimum | 67 | 29,547 | ₹10,04,598 |
Moneyview IPO Anchor Investors
Moneyview IPO raised approximately ₹327.50 crore from anchor investors ahead of the public issue. The anchor bidding date was 23 September 2026.
| Particulars | Details |
|---|---|
| Anchor Bid Date | 23 September 2026 |
| Shares Offered | 9,63,24,729 |
| Anchor Portion | ₹327.50 Crore |
| 50% Lock-in End Date | 29 October 2026 |
| Remaining Lock-in End Date | 28 December 2026 |
About Moneyview Ltd.
Incorporated in 2014, Moneyview Limited is an Indian fintech company that provides digital financial services through its technology platform.
The company’s platform focuses on providing accessible financial solutions including personal loans, credit tracking and financial management services. It uses data analytics and technology to assess creditworthiness and facilitate digital financial services.
Moneyview operates a two-sided digital network connecting users seeking financial products with banks, NBFCs, insurers and other financial institutions.
As of 30 June 2026, Moneyview had approximately 140.28 million registered users and 48 financial partners integrated with its platform.
The company has expanded its product offerings across categories including insurance, credit cards, digital gold, payments and earned wage access.
More than 50% of its workforce was engaged in technology and data roles as of 30 June 2026, highlighting the company’s focus on technology and data-driven operations.
As of 30 June 2026, the company had a total workforce of 1,933 personnel, comprising 798 permanent employees and 1,135 contract employees.
Moneyview Business Strengths
- Large and growing digital user base with approximately 140.28 million registered users as of June 2026.
- Network of 48 financial partners across banks, NBFCs, insurers and other financial institutions.
- Data-driven approach for user segmentation and credit assessment.
- Technology and AI capabilities supporting a scalable digital operating model.
- Capital-light platform model supported by financial partners.
- Diversified financial product offerings beyond personal loans.
- More than half of the workforce engaged in technology and data functions as of June 2026.
- Experienced management team with a track record in digital financial services.
Moneyview Product Offerings
- Personal Loans
- Credit Tracking and Financial Management
- Insurance
- Credit Cards
- Digital Gold
- Payments
- Earned Wage Access
Moneyview IPO Objects of the Issue
The company proposes to use the net proceeds from the fresh issue primarily to support loan disbursals under default loss guarantee arrangements, strengthen the capital base of its material subsidiary and meet general corporate purposes.
| Use of Funds | Amount |
|---|---|
| Investment to drive growth in loan disbursals under Default Loss Guarantee (DLG) arrangements | ₹325.00 Cr |
| Investment in WFPL, the material subsidiary, for augmenting its capital base | ₹250.00 Cr |
| General Corporate Purposes | Balance Amount |
| Total Identified Uses | ₹575.00 Cr + GCP |
Moneyview Financial Performance
Moneyview reported growth in total income between FY2025 and FY2026. Total income increased from ₹2,378.53 crore in FY2025 to ₹3,404.27 crore in FY2026, while profit after tax remained broadly stable at approximately ₹242.71 crore compared with ₹240.28 crore in FY2025.
Based on the reported figures, total income increased by approximately 43% between FY2025 and FY2026, while PAT increased by approximately 1%.
| Particulars (₹ Crore) | 30 Jun 2026 | FY2026 | 30 Jun 2025 | FY2025 | FY2024 |
|---|---|---|---|---|---|
| Assets | 8,641.89 | 8,104.85 | 6,404.82 | 5,632.42 | 3,519.50 |
| Total Income | 1,065.09 | 3,404.27 | 702.92 | 2,378.53 | 1,389.24 |
| Profit After Tax | 173.80 | 242.71 | 67.15 | 240.28 | 171.15 |
| EBITDA | 424.28 | 968.92 | 225.56 | 697.98 | 328.70 |
| Net Worth | 2,415.20 | 2,225.42 | 1,991.01 | 1,918.66 | 1,606.64 |
| Reserves & Surplus | 2,374.84 | 2,185.06 | 1,950.45 | 1,878.10 | 1,569.21 |
| Total Borrowings | 5,484.76 | 5,157.04 | 4,070.14 | 3,413.37 | 1,708.92 |
Note: Financial figures are presented in ₹ crore based on the restated consolidated financial information provided for the company.
Moneyview IPO Key Performance Indicators
| KPI | 31 December 2025 | 31 March 2025 |
|---|---|---|
| ROE | 15.98% | 13.63% |
| RoNW | 9.67% | 12.52% |
| NAV | ₹14.67 | ₹12.98 |
| Price to Book Value | – | 2.62x |
Moneyview IPO Valuation
At the upper IPO price of ₹34 per share, Moneyview has an estimated post-issue market capitalization of approximately ₹5,984.79 crore.
Investors can compare the company’s reported earnings, return ratios, net asset value and valuation with other listed companies in the financial technology and digital financial services sector.
| Valuation Metric | Pre-IPO | Post-IPO |
|---|---|---|
| EPS | ₹1.58 | ₹3.95 |
| P/E | 21.52x | 8.61x |
| Market Capitalisation | ₹5,234.79 Cr | ₹5,984.79 Cr |
Moneyview Shareholding Pattern
| Category | Pre-IPO | Post-IPO |
|---|---|---|
| Promoter & Promoter Group | 23.96% | 20.33% |
| Public | 76.04% | 79.67% |
| Total | 100% | 100% |
Company Promoters: Puneet Agarwal, Sanjay Aggarwal and Sushma Abburi.
Moneyview IPO Offer for Sale
The offer for sale portion consists of approximately 10.05 crore equity shares. The proceeds from the OFS will be received by the respective selling shareholders and will not accrue to Moneyview.
| Selling Shareholder | Category | Shares Offered | Amount (₹ Cr) |
|---|---|---|---|
| Puneet Agarwal | Promoter | 1,35,48,300 | 46.06 |
| Sanjay Aggarwal | Promoter | 1,35,48,300 | 46.06 |
| Chitra Agarwal | Promoter | 19,35,400 | 6.58 |
| Internet Fund III Pte. Ltd. | Corporate | 1,53,56,000 | 52.21 |
| Accel India IV (Mauritius) Ltd. | Corporate | 1,63,77,500 | 55.68 |
| Total OFS | 10,04,94,200 | 341.68 |
Moneyview IPO Potential Positives and Key Risks
Potential Positives
- Large digital user base with approximately 140.28 million registered users as of June 2026.
- Network of 48 financial partners.
- Data-driven and technology-led financial services platform.
- Diversified product offerings across multiple financial services categories.
- Capital-light operating model supported by financial partners.
- Strong technology and data workforce supporting platform development.
- Fresh issue proceeds include planned investments for loan disbursals and subsidiary capital.
- Total income increased substantially between FY2025 and FY2026.
Key Risks
- The company operates in the competitive fintech and digital financial services industry.
- Business performance is exposed to changes in consumer credit demand and financial-sector conditions.
- The company has substantial total borrowings relative to its net worth.
- Credit risk and changes in lending or financial-partner arrangements may affect operations.
- Technology, cybersecurity and data protection risks may affect the digital platform.
- Regulatory changes affecting digital lending and financial services could impact the business.
- The company depends on banks, NBFCs, insurers and other financial partners for several products distributed through its platform.
Moneyview IPO Subscription Status
The Moneyview IPO was subscribed 0.42 times on 24 September 2026 at 11:33 AM on Day 1, based on the subscription data provided.
| Investor Category | Subscription | Shares Offered | Shares Bid |
|---|---|---|---|
| QIB (Ex Anchor) | 0.00x | 6,42,16,489 | 6,174 |
| NII | 0.50x | 4,81,62,365 | 2,42,68,671 |
| bNII (> ₹10L) | 0.34x | 3,21,08,244 | 1,09,54,440 |
| sNII (< ₹10L) | 0.83x | 1,60,54,122 | 1,33,14,231 |
| Retail | 0.62x | 11,23,78,852 | 7,01,50,311 |
| Total | 0.42x | 22,47,57,706 | 9,44,25,156 |
Total Applications: 1,35,003
Moneyview IPO Registrar & Lead Managers
IPO Registrar: MUFG Intime India Pvt. Ltd.
Book Running Lead Managers:
- Axis Capital Ltd.
- BOFA Securities India Ltd.
- IIFL Capital Services Ltd.
- Kotak Mahindra Capital Co. Ltd.
Moneyview Ltd. Contact Details
Registered Office:
17/1, 1st and 2nd Floor,
The Address Building, Outer Ring Road,
Marathahalli, Kadubeesanahalli,
Bangalore Urban, Karnataka – 560103
Phone: 080 6765 0903
Email: investor.relations@moneyview.in
Moneyview IPO Quick Summary
Moneyview IPO is a mainboard book-building public issue of approximately ₹1,091.68 crore. The IPO opens on 24 September 2026 and closes on 28 September 2026.
The IPO price band is fixed at ₹32 to ₹34 per share, while the minimum lot size is 441 shares. At the upper price band, one retail lot requires an investment of ₹14,994.
The issue includes a fresh issue of approximately 22.06 crore shares worth ₹750 crore and an offer for sale of approximately 10.05 crore shares worth ₹341.68 crore.
Moneyview is a fintech platform providing digital financial services including personal loans, credit tracking, insurance, credit cards, digital gold, payments and earned wage access.
As of June 2026, the platform had approximately 140.28 million registered users and 48 financial partners.
The fresh issue proceeds are proposed to be used for growth in loan disbursals under DLG arrangements, investment in the company’s material subsidiary and general corporate purposes.
Moneyview IPO is proposed to list on NSE and BSE, with a tentative listing date of 1 October 2026.
Moneyview IPO FAQs
Disclaimer
This Moneyview IPO information is provided solely for educational and informational purposes. IPO investments are subject to market risks, and actual listing performance may differ from expectations. Investors should carefully review the company’s RHP, financial statements, risk factors and other official disclosures before making any investment decision. TradingMinds does not provide investment advice or guarantee IPO listing gains.
